Frequently Asked Questions
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What debts can be included in an IVA?
Not every type of debt can be consolidated into an IVA, so it’s essential to know precisely which ones may be covered and which of your debts you will have to continue paying separately.
Credit Cards
Payday Loans
Overdrafts
Arrears on utility bills, e.g. Gas / Water / Electric bills
Council Tax arrears
Benefit Overpayments
Tax Credit
National Insurance
Personal Debts, e.g. money owed to family and friends
HMRC debt
What debts can be included in an IVA?
Not every type of debt can be consolidated into an IVA, so it’s essential to know precisely which ones may be covered and which of your debts you will have to continue paying separately.
Credit Cards
Payday Loans
Overdrafts
Arrears on utility bills, e.g. Gas / Water / Electric bills
Council Tax arrears
Benefit Overpayments
Tax Credit
National Insurance
Personal Debts, e.g. money owed to family and friends
HMRC debt
What debts can be included in an IVA?
Not every type of debt can be consolidated into an IVA, so it’s essential to know precisely which ones may be covered and which of your debts you will have to continue paying separately.
Credit Cards
Payday Loans
Overdrafts
Arrears on utility bills, e.g. Gas / Water / Electric bills
Council Tax arrears
Benefit Overpayments
Tax Credit
National Insurance
Personal Debts, e.g. money owed to family and friends
HMRC debt
What debts can be included in an IVA?
Not every type of debt can be consolidated into an IVA, so it’s essential to know precisely which ones may be covered and which of your debts you will have to continue paying separately.
Credit Cards
Payday Loans
Overdrafts
Arrears on utility bills, e.g. Gas / Water / Electric bills
Council Tax arrears
Benefit Overpayments
Tax Credit
National Insurance
Personal Debts, e.g. money owed to family and friends
HMRC debt
RMS Financial assists over 3,000 individuals in the UK each year.
Our team of specialists helps thousands of families regain control of their finances through an IVA.
Is an IVA the right choice for you?
We can evaluate your eligibility for an IVA.
Would you rather discuss this later?
We are here to provide support in helping you find a solution.
